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Bank smarter with the products right for you

Having the right banking solutions in place while you’re young can help you make the most of your finances and build a strong financial future.

Banking products that support your goals

Smart financial choices today can pay off tomorrow. That’s why it’s important to pick the banking products right for your goals, such as growing your money in a savings account or building a credit history with a credit card.

Featured credit cards at a glance

When choosing a credit card, it’s important to keep your priorities and financial goals in mind. TD offers a range of credit cards with differing interest rates, fees and rewards to suit your needs.

Special Offer Recently Viewed

TD® Aeroplan® Visa Platinum* Credit Card

Aeroplan points

Earn Cash Back Dollars on eligible purchases like grocery and gas. Redeem them to help pay down your Account balance1.

$0 Annual Fee

19.99% Interest: Purchases

22.99% Interest: Cash Advances

View details

Apply now
Recently Viewed

TD Cash Back Visa* Card

Cash Back Dollars

Earn Cash Back Dollars on eligible purchases like grocery and gas. Redeem them to help pay down your Account balance1.

$0 Annual Fee

19.99% Interest: Purchases

22.99% Interest: Cash Advances

View details

Apply now
Special Offer Recently Viewed

TD Rewards Visa* Card

TD Rewards Points

Earn Cash Back Dollars on eligible purchases like grocery and gas. Redeem them to help pay down your Account balance1.

$0 Annual Fee

19.99% Interest: Purchases

22.99% Interest: Cash Advances

View details

Apply now

Need help choosing a card?

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Perks of TD credit cards

  • Rewarding travel

    If you love to globe-trot, a travel credit card that earns you rewards can help you reach your next destination sooner.

  • Redemption flexibility

    You have the flexibility to choose how you want to redeem the points you've earned, whether on everyday perks or for travel.

  • Manage your card in the TD App

    Set transaction limits, lock or unlock your card, view statements and more conveniently from your mobile device.

  • Earn 50% more Stars at participating Starbucks® stores

    Simply link your eligible TD Credit Card with your Starbucks® Rewards account to start earning. Conditions apply. Learn more.

Brush up on your financial know-how

Learn how credit can help you live the life you want to today, as well as in the future.

  • Credit card basics

    In the market for a credit card but not sure which to choose? At TD, we offer a variety of different credit cards for a variety of financial goals and lifestyle needs. Discover what types of credit cards we offer, their benefits and how you can apply.

  • How to build my credit

    Find the information you need to establish your credit history.

  • 6 ways to be smart and safe with your credit

    Protect yourself and your credit score with these helpful tips.

Frequently asked questions

TD Canada Trust is always willing to consider new immigrants, people with little or no credit history and young people, including students, for a personal credit card.

You can Apply Online, by calling 1-855-636-8813 or by visiting any TD Canada Trust branch.

If you are New to Canada, you should apply for a TD Credit Card at a branch. Responsible use of your first credit card can be a good way to start building a positive credit history.  

If you have special circumstances that you think may affect your ability to obtain credit, one of our branch representatives would be happy to discuss them with you.

To find a branch near you, please visit our TD Canada Trust Branch Locator.

There are several ways to apply for a TD Credit Card.  You can Apply Online, by phone or at any TD Canada Trust branch.

Should you prefer to apply by phone, telephone applications are can be received Monday - Friday 8 AM - 10 PM ET, and Saturday - Sunday 10 AM - 6 PM ET at 1-800-983-2582.

(Please note: Unfortunately, we cannot accept applications over the telephone for the province of Quebec)

Applying is easy, and our service specialists are happy to answer any questions you may have. You can view our full suite of cards here. To help find the TD Credit Card that best suits your credit needs, please use our helpful Credit Card Selector.

If the TD Credit Card you currently have no longer suits your needs, transferring to a different TD Credit Card is easy.  

To help you choose the Card that's right for you, you can use our Credit Card Selector tool or browse our selection of available cards here.

When you've made your decision and are ready to transfer to a different Card, all you have to do to complete the transfer is one of the following: