You may enroll if you are:

• the Primary Cardholder of the TD Credit Card Account on which Payment Protection Plan is available
• a Canadian resident
• between the ages of 21 and 65

To learn more about eligibility conditions, limitations and exclusions, refer to our Certificate of Insurance & Important Documents above.

You'll pay $1.20 (plus applicable taxes) per $100 of your insured balance², up to $25,000 until you reach the age of 66. As an example:

Insured Balance²
$500
Premium Calculation
$500 x ($1.20 / $100)

Monthly Premium
$6.00

Rate is reduced to $0.60 on the statement date following the 66th birthday.

If you've been employed for a minimum of 25 hours per week for at least 3 months in a non-seasonal job and subsequently suffer a job loss and remain unemployed for more than 30 consecutive days, this coverage can make monthly benefit payments equal to the greater of 20% of the eligible outstanding balance or $10.

To learn more about coverage including benefits, conditions and restrictions, refer to the Certificate of Insurance & Important Documents above.

If you experience total disability due to accidental injury or illness for more than consecutive 30 days and you are regularly seeing a physician, this coverage can make monthly benefit payments equal to the greater of 20% of the eligible outstanding balance or $10.

To learn more about coverage including benefits, conditions and restrictions, refer to the Certificate of Insurance & Important Documents above.

Up to the age of 80, this one-time benefit payment covers your eligible outstanding balance, up to $25,000.

To learn more about coverage including benefits, conditions and restrictions, refer to the Certificate of Insurance & Important Documents above.

At the age of 66, your premium rate drops from $1.20 to $0.60 (plus applicable taxes) per $100 of your insured balance². Total Disability and Job Loss coverage end while Life coverage continues until you're 80 years old.

Applicable changes appear on the next statement you receive after turning 66 years old.

To learn more about coverage including benefits, conditions and restrictions, refer to the Certificate of Insurance & Important Documents above.

To cancel, contact Assurant®.
Call 1-866-315-9069 weekdays 8 a.m. to 8 p.m. ET.


Address:
PO Box 7000
Kingston, ON
K7L 5V5