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Steps to get up to $700§

  • Open a new eligible Chequing Account

    Get $450† by opening a TD Unlimited Chequing Account or TD All-Inclusive Banking Plan by November 5, 2025 and complete two of following by January 9, 2026:

  • Get $50◊ when you open a new eligible Savings Account and automate your savings

    Add a new eligible Savings Account within 30 days of the Chequing Account opening, and complete one of the following within 30 days of the Savings Account opening.

  • You could get $200+ when you open and deposit into a new eligible Savings Account∞

    Add a new eligible Savings Account within 30 days of the Chequing Account opening. Make a new deposit or transfer new funds from another financial institution(s) of $10,000 or more directly into the new Savings Account within 30 days of opening (or within 60 days of TFSA HISA opening), and maintain the balance for 120 days.  

    Explore additional cash offers with the following minimum qualifying deposit tiers:

    •  $200 for $10,000 min qualifying deposit
    • $300 for $25,000 min qualifying deposit
    • $600 for $50,000 min qualifying deposit
    • $1,200 for $100,000 min qualifying deposit
    • $2,400 for $200,000+ min qualifying deposit

    Customers are responsible for making sure that their contribution to their New TFSA HISA does not exceed their contribution limits under the applicable tax legislation.

Frequently Asked Questions

The Cash offer will be deposited to the new eligible Chequing Account or into TFSA HISA for TFSA HISA account holders within 12 weeks after all conditions have been met.

No, to get the $700 Cash offer, customers must open a new eligible Chequing Account plus a new eligible Savings Account. Customers must also complete the requirements listed to get the Cash offer.

No, the Savings Cash offers are only available if you open a new eligible TD Chequing Account. Customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of May 28, 2025, are not eligible for the Savings Cash offers.

Yes, if the total deposit amount is below $10,000, it will not qualify for the Savings Cash offer. Please refer to the deposit tiers for qualifying cash offer amounts.

No, a customer does not qualify if they have an existing TD Multi-Holding Tax Free Savings Account, TD Mutual Fund Tax-Free Savings Account or TD Direct Investing Tax-Free Savings Account.

Yes, you can open your account in branch, online, or by phone.

No, customers who already have an existing TD Chequing Account (other than a U.S. Dollar Account) as of May 28, 2025, are not eligible for the Chequing Account Cash offer.

Yes, the minimum dollar value for bill payments to qualify is $50.

No, a GIC purchased in the TFSA would not qualify. The only way to qualify for the offer is if the cash funds are deposited directly into the TFSA HISA account and the balance is maintained for 120 days.

No, in order to qualify for the cash offer a customer must open a new High Interest TFSA Savings Account (TFSA HISA) within TD Canada Trust TFSA. TD Multi-Holding Tax Free Savings Account is not a qualifying account.