Benefits of a TD Student Chequing Account

  • An account designed for both Students and Youth
    Keep this account with no monthly fee until age 23. After 23, you can continue to keep this account with proof of enrollment in full-time post-secondary education.
  • Shop securely online with your TD Access Card
    Use your TD Access Card with Visa Debit* to shop online and in stores worldwide, wherever Visa is accepted1. Make purchases using your favourite mobile apps, pay for subscription services & recurring bills directly from your TD Canada Trust bank account.
  • No transfer fee to send or request money using
    Interac e-Transfer®

    Pay your friends back or chip in for pizza using Interac e-Transfer®
  • No monthly fee on Overdraft Protection service
    Overdraft protection can cover occasional shortfalls in your chequing account. Learn more about overdraft protection.
  • Earn big rewards on the little things
    Earn 50% more Stars at participating Starbucks® stores. Simply link your eligible TD Access Card with Visa Debit with your Starbucks® Rewards account to start earning. Conditions apply6Learn more.

Account Fees

Benefits of banking with TD

  • TD app

    The TD app lets you bank and trade securely whenever it's comfortable for you. Learn more.

  • TD MySpend

    Paired with the TD app, use
    TD MySpend to keep track of your monthly spending and help improve your spending habits5Learn more

  • TD Mobile Deposit

    Deposit cheques as soon as you receive them so you can spend more time doing the things you want3Learn more

  • Direct Deposit

    Instant access to your paycheque with no holds on your money. Learn more

  • Overdraft Protection

    Never worry, you're covered against temporary cash shortages4Learn more

  • Simply Save Program

    Automatically help grow your savings every time you use your TD Access Card
    Learn more.


Choose one or more bank accounts that works for you

TD Student Chequing Account & TD Every Day Savings Account

These bank accounts may be great for students who want to start saving while conducting day-to-day banking.


There's a range of combined application options you can consider before choosing the one that’s right for you.


Open my student bank account

  • Open online

    Fill out your secure application in approximately 5 minutes.

  • Book an appointment

    Meet with a banking specialist in person at the branch closest to you.

  • Call us

    Our banking specialists are ready to answer your questions and can assist you in opening an account

    1-888-781-5463 1-888-781-5463

Have a question? Find answers here

Deposit Insurance

Your deposits may be insurable by the Canada Deposit Insurance Corporation.