Limited time offer
Open a Chequing and Savings account, qualify for an eligible Credit Card and get one year Amazon Prime membership8 (only eligible for new accounts – offer ends October 31, 2023).
Send money conveniently and securely to over 200 countries and territories with TD Global TransferTM
Plus, you could get up to $360 in value when you send money using TD Global TransferTM with your TD Unlimited Chequing Account.
Enjoy unlimited international money transfers for up to 12 months7 with Western Union Money TransferSM Direct or TD Global Bank Transfer.
Frequently Asked Questions
-
Permanent Resident, International Student or Temporary Resident for 5 years or less (with proof of status)
-
Have never held a TD Chequing Account
-
Age of majority in your province or territory of residence
-
One of the following pieces of residency identification:
- Permanent Resident Card
- Immigrant Visa and Record of Landing (IMM Form #1000)
- Confirmation of Permanent Residence (IMM Form #5292/5688) OR Temporary Work Permit (IMM Form #1442/1102) OR Study Permit (IMM Form #1208)
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One of the following documents:
- A valid passport
- Canadian Driver’s License
- Canadian Government ID Card
International Students are also required to provide Proof of enrollment in a post-secondary program. The document provided must have been issued by the school and contain the following information: Student Name, Name of University or College, Program and current year of study
Note: Other identification documents may be accepted or required. Please contact us for more details.
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1 Value of up to $1,630 in welcome bonuses, savings and benefits is calculated as follows:
- TD Unlimited Chequing Account Offer3: Earn up to $203.40 in account fee savings for the TD Unlimited Chequing Account (the “New Chequing Account”) and completing the qualifying criteria as set out in the offer. This value is based on $16.95 monthly account fee rebate for the first 12 months.
- Limited Time TD Unlimited Chequing Account Offer9: Offer ends October 31, 2023. Earn $300 Cash upon opening a new TD Unlimited Chequing Account by the offer end date and completing the qualifying criteria as set out in the offer;
- TD ePremium Savings Account or TD Every Day Savings Account Offer10: Offer ends October 31, 2023. Earn up to $100 Cash a New Chequing Account customer opens a new TD ePremium Savings Account or TD Every Day Savings Account by October 31, 2023 and meet the qualifying criteria;
- Earn $50 Cash when a new TD Unlimited Chequing Account customer applies, is approved and adds Monthly Plan Overdraft Protection or Pay As You Go Overdraft Protection (Pay As You Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by October 31, 2023 and meets the qualifying criteria5
- TD® Aeroplan® Visa Platinum* Credit Card Welcome Offer11: Offer ends September 5, 2023. Earn up to $524 in credit card rewards value based on the combined total value of completing all of the criteria as set out in the offer. The total value is based on the following: The annual fee waiver for the first year ($89); plus a fee waiver for one additional cardholder ($35); plus a welcome bonus of 10,000 Aeroplan points and the earned 10,000 promotional Aeroplan points (for a total of 20,000 Aeroplan points)10 and these 20,000 Aeroplan points are redeemed for a flight reward ($400)6.
- TD Global Transfer Offer7: Up to $360 annual value is based on two money transfers per month for 12 months using TD Global Transfer™ at a fee of $15 per transfer. You must compete the qualifying criteria as set out in the offer. Transfer fee amount is dynamic and subject to change. Foreign currency exchange rates still apply. Other banks involved in transferring the money may charge additional fees to the recipient of the funds.
- Amazon Prime Membership Offer8: Earn $99 value of an annual Amazon Prime Membership upon completing the qualifying criteria
2 To qualify for the New to Canada banking package you must be the age of majority at time of account opening in your province or territory of residence and must be a Permanent Resident or Temporary Resident of Canada for 5 years or less and provide proof of your status through your:
- Permanent Resident Card,
- Confirmation of permanent residence (e.g., IMM Form 5292), or
- Temporary Permit (e.g., IMM Form 1442, 1208, 1102)
And provide 1 of the following pieces of personal identification:
- Valid passport
- Canadian driver’s license
- Government of Canada identification card
Note: Other identification documents may be acceptable or required. Please visit a TD branch for details.
We reserve the right to change, extend or withdraw this offer at any time.
4 Savings Account bonus offer only applies to a TD Every Day Savings Account, or a TD High Interest Savings Account or a TD ePremium Savings Account that is opened by customers who open the New Chequing Account. Bonus offer is limited to 1 eligible savings account per person and the type of savings account cannot change during the Offer Period. The bonus rate is in addition to the posted interest rate on the savings account and will be applied to the savings account commencing no later than 10 business days after the customer has accepted the New to Canada banking package and will be effective for 6 months thereafter (“Offer Period”). During the Offer Period, your New Savings Account is not eligible for any other offer. Regular posted interest rates will apply after the end of the Offer Period. Bonus interest will be calculated separately and paid monthly. Interest rates are subject to change without notice. All interest rates are per annum. For details on rates, please see https://www.td.com/ca/en/personal-banking/products/bank-accounts/account-rates/
5 To earn the $50 Overdraft Protection Cash offer, a new eligible TD Chequing account customer must:
(a) Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between June 1, 2023 and October 31, 2023 in accordance with the Limited Time TD Unlimited Chequing Account Offer9, and
(b) Apply, be approved, and add ODP Protection (Pay As You Go Overdraft Protection is not available for Quebec residents) to the New Chequing Account by October 31, 2023, and
(c) Keep the new ODP Protection, active and in good standing for 30 days after approval
The offer is not available to:
- Customers who already have a TD Chequing Account with ODP Protection in place on May 31, 2023, or
- TD staff members or a joint account with a TD staff member.
The $50 cash will be deposited to the New Chequing Account within 12 weeks after all conditions have been met, and the ODP Protection is still open, in good standing, with all conditions continuing to be met. Limit of one $50 Cash offer per customer per New Chequing Account with ODP. For any New Chequing Account that is a joint account, all account holders on the New Chequing Account must meet the ODP eligibility requirements. Each account holder must be age of majority in their province of residence to apply for ODP and is subject to credit approval.
Monthly Plan Overdraft Protection service fee is $5 a month on TD Unlimited Chequing Account and TD All-Inclusive Banking Plan. Fee for Pay As You Go Overdraft Protection is $5.00 for each eligible overdraft transaction (maximum of $5.00 a day regardless of number of overdraft transactions). Amount in overdraft is subject to an interest rate of 21% per annum. ODP fees and interest rate are current as of May 24, 2022 unless otherwise indicated and subject to change. For more information and a complete list of account fees and Overdraft Protection Service Fees, see About Our Accounts and Related Services.
6 Aeroplan™ points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at https://www.aircanada.com/ca/en/aco/home/aeroplan.html. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.
Trademark of Aeroplan used under license
7 The unlimited TD Global Transfer transfer fee rebate offer for up to 12 months is available to individuals who qualify for the New to Canada package and open a TD Unlimited Chequing Account (“the New Chequing Account”). During the period the New Chequing Account monthly account fees are waived (up to 12 months), a rebate of the TD Global Transfer transfer fee will be credited to the New Chequing Account within 45 days of the effective date of the transaction for each eligible TD Global Transfer transaction. Rebates are only eligible for transfers completed from the New Chequing Account, using the following transfer methods:
- Western Union® Money TransferSM
- Visa Direct
- TD Global Bank Transfer
The TD transfer fee is up to $25. The transfer fee amount is dynamic and will vary depending on the amount being sent, the recipient country and the currency of the account funding the transaction.
Foreign exchange and other banks fees still apply. If you are sending funds in a different currency from the currency of your account, you will be purchasing this other currency from us at the exchange rate we set. Fees are in the currency of the account from which the money is sent. Other banks involved in transferring the money may charge additional fees to the recipient of the funds. For details on fees, please see https://www.td.com/ca/en/personal-banking/products/bank-accounts/accounts-fees
For details on TD Global Transfer, please see https://www.td.com/ca/en/personal-banking/how-to/international-money-transfer/td-global-transfer/. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
The WESTERN UNION name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are registered and/or used in the U.S. and many foreign countries and are used with permission.
Trademark of Visa International Service Association and used under license.
® The TD logo and other trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
8 This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated. After the one year period ends, your Amazon Prime membership automatically renews for the membership fee in effect at the time of renewal plus applicable taxes. Currently, the Amazon Prime membership fee is CDN$ 9.99/month or $99/year plus applicable taxes. You may cancel your Amazon Prime membership at any time.
Customers must provide a valid email to receive the Amazon Prime Membership offer.
An Amazon Prime Membership code will be electronically issued and emailed to qualified individuals from UGO Mobile Solutions (a division of The Toronto-Dominion Bank), provided all conditions have been met. The Amazon Prime Membership Code is subject to restrictions set out in the terms and conditions available at amazon.ca and may be subject to change from time to time. TD is not responsible if an Amazon Prime Membership code is not honoured for any reason, including if the third-party merchant issuing the one year Amazon Prime membership code becomes insolvent or bankrupt. We reserve the right to limit the number of accounts opened and the number Amazon Prime Membership code awarded by any one person. Your account must be open, active and in good standing at the time the Amazon Prime Membership code is issued. Please allow 12 weeks after the conditions have been met for fulfillment of the Amazon Prime Membership Code. If TD is unable to provide an one year Amazon Prime Membership code, an equivalent value Amazon.ca Gift Card will be used as a replacement to qualified customers.
To earn the limited-time one year Amazon Prime Membership offer, you must complete all three conditions below:
1) Open a TD Unlimited Chequing Account between June 1, 2023 and October 31, 2023 and complete any two of the following with the New Chequing Account:
- Set up a Recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account before December 22, 2023. The Direct Deposit must occur either weekly, biweekly, monthly or twice per month;
- Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before December 22, 2023;
- Set up a Recurring Pre-Authorized Debit, minimum $50 with the first pre-authorized debit posted to the New Chequing Account before December 22, 2023. Pre-authorized Debit must occur either weekly, biweekly, monthly or twice per month.
2) Open a new TD ePremium Savings Account or TD Every Day Savings Account by October 31, 2023, and complete one of the following with the New Savings Account:
- Set up a Pre-authorized Transfer Service with your first transaction processed by December 22, 2023. The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly or twice per month;
- Set up Simply Save with your first transaction processed by December 22, 2023.
3) Apply for and activate a new TD Aeroplan Visa Infinite* Card, TD Aeroplan Visa Platinum* Card, TD Aeroplan Visa Infinite Privilege* Card, TD First Class Travel Visa Infinite* Card, TD Platinum Travel Visa* Card, TD Cash Back Visa Infinite* Card, TD Cash Bank Visa Card or TD Rewards Visa Card (a new TD Credit Card) by May 31, 2023, and keep the new TD Credit Card open, active and in good standing for 90 days after opening.
Customers who are a Primary Cardholder of a Personal TD Credit Card as of April 30, 2023 will not receive this offer. This offer is not available to customers who closed a Personal TD Credit Card account in the past 6 months.
We reserve the right to limit the number of Accounts opened by any one person. Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated
9 If you open a TD Unlimited Chequing Account you are also eligible for a $300 Cash offer. The $300 Cash offer is available to individuals qualifying as New to Canada, that are the age of majority at time of account opening in their province or territory who:
a) Open a TD Unlimited Chequing Account (the New Chequing Account) between June 1, 2023 and October 31, 2023, and
b) Complete any two of the following with the New Chequing Account:
- Set up a recurring Direct Deposit from their employer, pension provider or the Government with the first deposit posted to the New Chequing Account before December 22, 2023. The Direct Deposit must occur either weekly, biweekly, monthly, or twice per month.
- Make an Online Bill Payment through EasyWeb or the TD app, minimum $50 before December 22, 2023;
- Set up a recurring Pre-Authorized Debit, minimum $50 with the first Pre-Authorized Debit posted to the New Chequing Account before December 22, 2023. Pre-authorized Debit must occur either weekly, biweekly, monthly, or twice per month.
Whether or not a recurring Direct Deposit is acceptable for this offer is subject to our approval.
The following are not eligible for the $300 Cash:
- Customers who already have a TD Chequing account that was closed on or after June 1, 2022, or
- Customers who received any Chequing account offers from TD in 2020, 2021, 2022; or
- TD staff members or a joint account with a TD staff member.
For any New Chequing Account that is a joint account, at least one account holder on the New Chequing Account must meet the eligibility requirements. Limit of one $300 Cash offer per customer per New Chequing Account.
The $300 cash will be deposited to the new Chequing Account within 12 weeks of all conditions being met, provided that the New Chequing Account is still open, in good standing, with all conditions continuing to be met. The monthly fee for the New Chequing Account cannot be waived or rebated for any reason, other than maintaining the minimum monthly balance, receiving a seniors' rebate, or receiving the New to Canada 12-month fee waiver on the TD Unlimited Chequing Account, and the type of account cannot have changed, before the $300 is deposited to the New Chequing Account.
We can change, extend, or withdraw the $300 Cash offer at any time, and it cannot be used in conjunction with any other offer or discount for the same product, except the New to Canada Banking Package. All Cash amounts are in Canadian dollars unless otherwise noted. Other conditions may apply.
For information about Chequing Account transactions and a complete list of account fees, see About Our Accounts and Related Services.
10 To earn the $50 savings account Cash Offer, a New Chequing Account customer must:
(a) Open a TD All-Inclusive Banking Plan or a TD Unlimited Chequing Account between June 1, 2023 and October 31, 2023 in accordance with the Limited Time TD Unlimited Chequing Account Offer9, and
(b) Open a new TD ePremium Savings Account or TD Every Day Savings Account (the New Savings Account) by October 31, 2023, and
(c) Complete one of the following with the New Savings Account:
- Set up a Pre-authorized Transfer Service with your first transaction processed within the first 30 days of account opening. The Pre-authorized Transfer Service must occur either weekly, biweekly, monthly or twice per month;
- Set up Simply Save with your first transaction processed within the first 30 days of account opening.
The $50 will be deposited to the New Chequing Account within 12 weeks after all required conditions have been met, provided that the New Chequing Account and New Savings Account is still open, in good standing, with all conditions continuing to be met.
2) To earn the additional $50, a New eligible TD Chequing account customer must
a) Fulfill condition number 1) above AND
b) Add $5,000.00 into the New Savings account within 30 days of account opening AND maintain the balance for 90 days (3 months).
The additional $50 will be deposited into the New Chequing Account within 12 weeks after all conditions have been met, provided that the New Chequing Account and New Savings Account are still open, in good standing, with all conditions continuing to be met.
The following are not eligible for the $50 Cash offer:
- Customers who already have a TD Savings account as of May 31, 2023, or
- Customers who had a TD Savings account that was closed on or after June 1, 2022, or
- TD staff members or a joint account with a TD staff member.
For any New Savings Account that is a joint account, at least one account holder on the New Savings Account must meet the eligibility requirements. Maximum offer of up to $100 per customer per New Savings Account. For information about transactions and a complete list of account fees, see About Our Accounts and Related Services.
11 TD® Aeroplan® Visa Platinum* Credit Card Welcome Offer: Must apply for TD® Aeroplan® Visa Platinum* card by September 5, 2023. Welcome Bonus of 10,000 Aeroplan points will be awarded to the Aeroplan Member account associated with the TD® Aeroplan® Visa Platinum* Card Account (“Account”) only after the first Purchase is made on the Account. To receive the additional bonus 10,000 Aeroplan points you must make $1,000 in net Purchases (less any returns and credits) on your Account, including your first Purchase, within 90 days of Account opening. Rebate of the Annual Fee is for the first year for the Primary Cardholder and up to 3 Additional Cardholders added to the Account. To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder Annual Fee Rebates, you must add your Additional Cardholders by September 6, 2023. The applicable Annual Fee Rebate will be applied within 2 monthly statements from the date of the statement with the first Annual Fee charge. The Primary Cardholder is responsible for all charges to the Account, including those made by any Additional Cardholder. Other conditions apply. If you have opened an Account in the last 12 months, you will not be eligible for this offer. We reserve the right to limit the number of Accounts opened by one person, and the number of Welcome Bonus Aeroplan points and additional bonus Aeroplan points awarded to any one person. Offers may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise specified. Your Account must be in good standing at the time the Welcome Bonus Aeroplan points and additional bonus Aeroplan points are awarded. Please allow up to 8 weeks after the conditions for each offer are fulfilled for the Welcome Bonus Aeroplan points and additional bonus Aeroplan points to be credited to your Aeroplan Member account.
^ Offer ends September 5th, 2023. The value up to $500 could be earned in the first year of Account opening and is based on the combined total value of:
- $124: Annual Fee Rebate for the Primary ($89), and one Additional Cardholder ($35) for the first year;
- $400: 20,000 Aeroplan points earned based on the following requirements:
- Welcome Bonus of 10,000 Aeroplan Points earned when you make your first purchase with your card
- Additional Bonus of 10,000 Aeroplan Points earned when you spend $1,000 within 90 days of Account opening
Value is based on over 70% of current Aeroplan cardholders receive a value of $0.02/points or more when redeeming for a flight as of Feb 1, 2023. Redemption calculation is based on actual flight redemptions made by cardholders between the period of Nov 8, 2020 – Feb 1, 2023.
Applicant must meet all TD credit granting criteria, and other conditions, to be eligible for a TD Credit Card. Only select TD Credit Cards are available as a secured TD Credit Card. For complete details, please visit your local TD branch.
12 The TD app and the TD MySpend app are free to download; however standard wireless carrier message and data rates may apply.
® Aeroplan is a registered trademark of Aeroplan Inc., used under license.
Amazon and all related logos are trademarks of Amazon.com, Inc. or its affiliates.