Open your first bank account

First, book an appointment with a banking specialist.

Then, gather the required documents: The parent or guardian will need to provide one (1) valid photo ID, such as a valid passport or a piece of valid Canadian government-issued photo ID (like a driver's license or permanent resident card). If the parent or legal guardian doesn’t have valid photo ID, they can bring two (2) pieces of valid non-photo ID (like a Canadian Birth Certificate and a residential utility bill) to the appointment.

Open a TD Student Chequing Account and start enjoying the benefits.

Before the appointment, take some time to think about financial goals. These could be big deal goals like saving for college or university, or fun purchases like a new bike, the latest smartwatch, or a school trip. The more specific the goal, the better we’re able to help you or your child get closer to achieving it.

During the appointment, don’t be afraid to ask questions and to have honest conversations about money. We’re happy to offer guidance on how to set good financial habits to help you or your child work towards their financial goals.

After the appointment, you can keep us up to date if your financial goals change so we can help you get on track towards those new goals.

For kids under age 12:

A parent or legal guardian will need to accompany kids under age 12 to the appointment. The parent or legal guardian will need to provide their own valid photo ID, such as a valid passport or 1 piece of valid Canadian government-issued photo ID (like a driver's license or permanent resident card). If the parent or legal guardian doesn’t have valid photo ID, they can bring two pieces of valid non-photo ID (like a Canadian Birth Certificate and a residential utility bill) to the appointment.

For youth between the ages of 12 to 15:

Youth need valid photo ID, such as a valid passport or 1 piece of valid Canadian government-issued photo ID like a permanent resident card.

Or, if the youth doesn’t have valid photo ID, they can bring non-photo ID, that contains their name and date of birth, like a Canadian Birth Certificate or Canadian Citizenship Certificate to the appointment. A parent or legal guardian will also need to accompany the youth to the appointment and bring their own valid photo ID, such as a valid passport or 1 piece of valid Canadian government-issued photo ID (like a driver’s license or permanent resident card), or two pieces of valid non-photo ID (like a Canadian Birth Certificate and a residential utility bill) to the appointment.

For teens aged 16 and older:

Teens need valid photo ID, such as a valid passport or 1 piece of valid Canadian government-issued photo ID. That could be a driver’s license (if you have one), or a permanent resident card.

Or, if the teen doesn’t have valid photo ID, they can bring two pieces of valid non-photo ID to the appointment.

If you're the age of majority in your province or territory of residence and in school, check out the student banking offer .

If you're under the age of majority in your province or territory of residence, meet with a banking specialist in person at a TD branch closest to you. Book an appointment today!

If you're the age of majority in your province or territory of residence and in school, check out our student banking offer.

Absolutely! We're here to help support your banking needs as you start your new life in Canada. Get started with the TD International Student Banking Package if you are an international student.

If you're a permanent resident/temporary worker, visit our New to Canada hub to explore other convenient banking solutions & offers for newcomers.

Check out the Digital Banking tutorials to help you manage your money easily. 

Register for EasyWeb Online banking, if you haven't already – it only takes a few minutes.

Download the TD app and discover how convenient managing your money can be.