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U.S. bank accounts and services for Canadians
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U.S. dollar chequing accounts
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U.S. dollar credit cards
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U.S. home lending
U.S. dollar chequing accounts
For short-term travellers, a Canadian-based U.S. dollar chequing account with TD Canada Trust allows you to save U.S. funds and withdraw cash at TD Canada Trust branches.
Long-term travellers may benefit from having both a Canadian-based U.S. dollar chequing account with TD Canada Trust and a U.S.-based checking account with TD Bank, America's Most Convenient Bank® so that you can easily transfer money to the U.S.1 A U.S.-based checking account also allows you to withdraw cash at TD ATMs in the U.S and pay U.S. bills online with TD Bank Online Banking or Mobile Banking.
TD Canada Trust U.S. dollar chequing accounts
This convenient chequing account simplifies your U.S. dollar banking, with no monthly fee.
- $0 monthly fee
- Canadian-U.S. quick online exchange
- Earn Interest on every U.S. dollar
TD Bank, America's Most Convenient Bank® checking accounts
This checking account offers great features and a low minimum daily balance to waive the monthly fee.
- Low minimum daily balance of $100 to waive the $15 monthly maintenance fee
- Additional benefits for students and young adults
TD Bank, N.A. Member FDIC
An account loaded with benefits: Pay no ATM fees anywhere you go6 and earn interest.
- Three ways to waive the $25 monthly maintenance fee7
- Waived monthly maintenance fees on all linked personal savings accounts8
- Two overdraft fees automatically reversed with Overdraft Payback9
TD Bank, N.A. Member FDIC
60 or older? Earn interest and easily pay no monthly maintenance fee.
- $250 minimum daily balance to waive $10 monthly maintenance fee
- Free standard checks, money orders and paper statements
TD Bank, N.A. Member FDIC
U.S. dollar credit cards
A Canadian-based U.S. dollar credit card with TD Canada Trust or a U.S.-based credit card with TD Bank, America's Most Convenient Bank® can help you save on foreign exchange fees by allowing you to transact in U.S. dollars and reduce the need to carry around large sums of cash when travelling.
TD Canada Trust U.S. Dollar Credit Card
TD Bank, America's Most Convenient Bank® credit cards
To apply for a U.S.-based credit card with TD Bank, America's Most Convenient Bank®, you will need to have a U.S. address and be an existing client of TD Bank, N.A. or TD Canada Trust.
Cash Back, your way14
- Earn 3% and 2% Cash Back on your choice of Spend Categories15
- Plus, you can switch, your categories quarterly
- Earn 1% Cash Back on all other eligible purchases
- No Annual Fee
By clicking on the links below you are choosing to leave the TD Canadian site to access the TD Bank US site to learn more about its US products & services. The TD Cash Credit Card is offered, sold and serviced exclusively in the United States by TD Bank, N.A.
Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and program details.
U.S. home lending
Buying and owning property in the U.S. is different from Canada. Whether you're looking for a vacation retreat, second home or investment property, our specialized Cross-Border home lending team can help you find the right loan13 and successfully navigate the process.
Buying or owning a home in the U.S.
- Why buy property in the U.S.?
You can extend your buying power by borrowing in U.S. dollars. Coupled with lower interest rates, rising property values and potential rental income, you can't go wrong - Key differences between U.S. and Canadian mortgages
There is a 20% down payment required on second/vacation homes and 25% on investment properties - How exchange rates and mortgage interest work
You will exchange Canadian dollars only to cover the down payment and closing costs. Mortgage interest may be tax deductible; we recommend you consult with a tax advisor for verification
Leverage your home's equity
TD Bank Home Equity Loans and Lines of Credit
If you already own property in the U.S., TD Bank can offer you flexible financing options based on the equity in your home.
- Take advantage of the equity in your home
With a TD Bank Home Equity Loan or Line of Credit, you can make home improvements, consolidate debt, or finance large purchases - Lending options designed with you in mind
Choose a fixed or adjustable rate based on your needs
- Simplify your cross-border cash needs
With a TD Bank Home Equity Loan or Line of Credit in the U.S., you can avoid currency exchange when you require access to U.S. funds - Contact our home lending specialists to learn more and apply
Call the TD Cross-Border Banking Support Line6 at 1-877-700-2913 to speak with a home lending specialist
Mortgage and home equity tips and tools
Learn how the mortgage and home equity process works and which solution might be right for you.
