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A TD RSP Loan is a great way to maximize your RRSP contribution if more funds are needed. This loan gives you flexible repayment options while helping you save for the future. Talk to an advisor to learn more about these benefits and more. Offer ends March 1, 2023.

Book an appointment 

Why use a TD RSP Loan to borrow for your RSP contributions?

  • Tax savings

    Making an RSP contribution may reduce your tax bill.

  • Interest rate options

    Choose whether you’d prefer your interest rate to be fixed or variable.

  • Flexible repayment schedule

    Feel the confidence that comes with a realistic repayment plan.

  • Deferred payment option

    You can delay the repayment of your RSP loan (though interest will continue to accrue).

Find out more about the benefits of a TD RSP Loan.

Talk to us about a TD RSP Loan. 

Meet with an advisor at your local branch to see how this loan can help you achieve your retirement goals sooner.

Book an appointment 

Open a new RSP or TFSA and you could get up to $350.
Conditions apply. Offer ends January 31, 2023.

Crunch some numbers with our Retirement Savings Calculator. 

Wondering how much you’ll need to save each month to retire on your terms? Try our calculator today.

Learn more about planning for retirement

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