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What is a TD Payment Plan?

Turn credit card purchases into manageable monthly payments with a low fee and no interest. Conditions apply. This convenient feature gives you more control over your budget knowing when these purchases are paid off in full. This can come in handy if you’re planning to buy a new laptop, go on a trip or start a home renovation project.

Benefits of TD Payment Plans

TD Payment Plans helps you manage your budget, while offering flexibility.

  • Make purchases more manageable

    You can break up credit card purchases of $100 or more into manageable payments. Conditions apply.

  • Stay on top of your payments

    You can select the TD Payment Plan offer that works best for you, so you’ll know exactly what your monthly payments will be.

  • Enjoy flexibility and convenience

    With flexible payment options, you can be confident knowing you have more control of your budget.

  • Continue to enjoy your card benefits

    Set up a TD Payment Plan for your purchase and continue to enjoy benefits that come with your credit card.

Eligibility of TD Payment Plans

Below is a breakdown to help you understand if you’re eligible. Conditions apply.

  • Personal TD credit cardholder with online banking access
  • Primary cardholders only (Additional cardholders are not eligible)
  • Account in good standing
  • Purchase of $100 or more
  • You're a resident of a province or territory in Canada other than Quebec

Please login into your EasyWeb profile to see which transactions are eligible.

Let’s break it down for you

For example, let’s say you bought a $1,200 laptop and are looking to convert it into a 6, 12 or 18 month TD Payment Plan.

  • 6 months: $208.00/mo

    Payment Plan Annual Interest Rate1: 0%
    Plan Total Interest1, 2: 0%

    Payment Plan Fee: 4%
    Payment Plan Fee Amount: $48.00

    Total Payment Plan Amount: $1,248.00

  • 12 months: $106.00/mo

    Payment Plan Annual Interest Rate1: 0%
    Plan Total Interest1, 2: 0%

    Payment Plan Fee: 6%
    Payment Plan Fee Amount: $72.00

    Total Payment Plan Amount: $1,272.00

  • 18 months: $72.00/mo

    Payment Plan Annual Interest Rate1: 0%
    Plan Total Interest1, 2: 0%

    Payment Plan Fee: 8%
    Payment Plan Fee Amount: $96.00

    Total Payment Plan Amount: $1,296.00

Setting up TD Payment Plans in EasyWeb

  • 1

    Sign into EasyWeb and go to your Credit Card Account Activity Page

  • 2

    Under ‘Posted Transactions’, click on the ‘Setup Payment Plan’ button

  • 3

    Choose your TD Payment Plan

  • 4

    Review Terms and Conditions and click ‘Accept’ to set up your TD Payment Plan

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Frequently asked questions

 

Eligibility