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Open a TD Savings Account Online

Open a TD Savings Account online in minutes – it's easy and secure. Choose your FDIC-insured savings account with competitive interest rates, and if you choose TD Signature Savings and link an eligible TD account, you can earn even more interest with a relationship bump rate.1

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  • TD Simple Savings
    Open in minutes

    A savings account with a low monthly fee that can be waived.

    • 4 ways to waive the monthly maintenance fee, including maintaining a $300 minimum daily balance
    • Free automatic transfers: Kick-start your savings with transfers from other accounts
    • Option to enroll in Savings Overdraft Protection for your TD Checking account
    • Save at all ages: Free if you're 18 or under, or 62 or older

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  • TD Signature Savings
    Open in minutes

    Rates up to 4.00% APY* with minimum balance of $100,000†

    • 3 ways to waive the monthly maintenance fee, including maintaining a $10,000 minimum daily balance
    • No TD ATM Fees anywhere you go: Non-TD ATM fees waived and ATM fees reimbursed with $2,500 minimum daily balance2
    • Competitive tiered interest rates: As your balance grows, so does your interest rate—helping you to earn more as you save
    • A relationship bump rate when you link an eligible TD account1
    • Free services including incoming wire transfers, official bank checks, money orders and stop payments

    View Signature Savings rates

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View all TD Savings Account rates

Compare rates and choose the account that works for you.

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Review standard TD Simple Savings rates.

Standard APY* for all tiers

Open in minutes

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View all interest rates for TD Signature Savings.

Bump Rate APY*

Standard APY*
 
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Your savings account comes with more than just a great rate

  • Mobile Banking

    Bank anytime, anywhere—right from your phone with the TD Bank app.

  • Live Customer Service, 24/7

    Call 1-888-751-9000 and talk to a real person day or night.

  • Open your account in person

    Book an appointment to talk to a banking specialist and open your account at a TD Bank near you. 

  • TD Overdraft Relief

    Overdrafts happen. When they do, TD Overdraft Relief gives you flexibility and options to help avoid fees.

Still deciding on a savings account?

Use the account selector to help you discover which account is right for you.

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View the TD Savings Account Guides.

*Annual Percentage Yield (APY) is accurate as of  and subject to change after the account is opened. Fees may reduce earnings on the account. Aggregate balances over $25 million are subject to negotiated interest rates.

†4.00% annual percentage yield (APY) is only available to customers who maintain at least $100,000 on deposit in their account TD Signature Savings AND link an eligible account (relationship bump rate).  TD Signature Savings rates are based off of amount on deposit (tiered interest rates) and whether you qualify for a relationship bump rate. The same rate may apply to multiple tiers.  For a complete list of each TD Signature Savings tier (with corresponding APY and minimum balances), see TD Signature Savings interest rates.

1TD Signature Savings: Enjoy a relationship bump rate when you link an eligible account, which includes a TD Bank personal mortgage, home equity or credit card OR an active personal or small business checking account WITH at least three Customer-initiated deposit, withdrawal, transfer or payment transactions posted each calendar month OR an active personal or small business checking account WITH a direct deposit each calendar month. See the Personal Deposit Account Agreement for more details.

2For TD Signature Savings accounts, TD fees waived regardless of balance, and non-TD fees, which includes any surcharges at the time of your transaction, will be reimbursed when the minimum daily balance in the TD Signature Savings account is at least $2,500. The institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

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