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TD Alerts

TD Alerts lets you customize your notifications to fit your daily banking needs—like staying on top of your everyday spending and helping to keep your accounts secure. Set up personalized alerts for your debit card, checking account, savings account, credit cards and small business account.

Money's personal. Staying on top of it should be, too

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Set up TD Alerts in Online Banking and the TD Bank app so you can: 

  • Stay in the know
    Track your balance and manage transactions in the moment so you always know what to expect when it comes to your accounts and cards
  • Defend against fraud
    Bank with confidence knowing fraud alerts are always on for your TD Debit or Credit Card. See how TD helps keep your accounts secure
  • Plan ahead
    Hit your financial goals by monitoring account activity and utilizing balance alerts

Set up alerts for your TD accounts

Conveniently set up alerts for your accounts using your TD Bank app or in Online Banking.

TD Alerts puts you in control

Staying informed with customizable alerts can help you know when to take action to help keep your TD accounts and cards secure.

  1. Temporarily lock your TD debit or credit cards while you research the charge

  2. Report a debit or credit card lost or stolen 

  3. Transfer money between accounts to avoid overdraft fees

  4. Report fraud

TD Alerts when and where you want them

TD Bank offers customizable alert types for all your accounts and cards providing relevant information when you need it, delivered how you want it. 

Get notified in the moment when your checking or savings account balance is above or below your selected dollar amount. With customizable alerts, managing your money has never been easier.

Low balance alerts keep you informed. You can take action when needed to:

  • Transfer money, deposit a check or reduce spending
  • Track your balance when multiple people use the same account

High balance alerts keep you in the know so you can:

  • Stay on track with your financial goals
  • Earn more by transferring money to a higher interest account

Overdraft alerts send you notifications to:

  • Alert you when your account is overdrawn
  • Help you prevent overdraft fees

Direct deposit alerts1 notify you when your funds are available so you can: 

  • Do more with your money sooner, like get a jump start on bills and access your funds when you need them most
  • You will also be notified if your deposit comes early with TD Early Pay2

ACH debit alerts1 notify you when an authorized company withdraws a payment from your bank account so you can:

  • Stay on top of electronic bill payments
  • Track your account activity and avoid fees

Want more help setting up alerts?

Easily track your spending and keep your accounts secure by enrolling in TD Alerts for your TD Bank Debit Card. In the moment alerts allow you to customize your preferences and always be in the know. Available alerts are:

  • Online or phone transaction
  • Transaction threshold
  • Declined transaction
  • Gas station transaction
  • International transaction
  • ATM withdrawal

 

Want more help setting up alerts?

Our digital tutorials can help guide you step-by-step 

With sixteen different alerts and the ability to receive them as SMS notifications, e-mail updates or both, you can spend confidently while closely monitoring your card activity. Available alerts include: 

  • Purchase amount
  • Payment due
  • Internet purchase
  • Payment processing
  • Declined authorization

See the full list of available alerts and start customizing your preferences now in your TD Bank app or in Online Banking

Set up all your alerts in the TD Bank app or Online Banking.

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1TD receives the information for your direct deposits and ACH debits at various times throughout the day. Based on the time we receive it and circumstances beyond our control, we may not be able to alert you.

2For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay. There is no enrollment necessary and no fee for this service. Not all direct deposits are eligible for TD Early Pay. Eligible direct deposits are limited to electronic direct deposits such as your payroll, pension, and government benefit payments. Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®), check or mobile deposits, and other online transfers are not eligible for TD Early Pay. The Bank does not guarantee that any direct deposits will be made available before the date scheduled by the payor, and early availability of funds may vary between direct deposits from the same payor.

When funds are made available early, they will be reflected in your account’s available balance. Whether we make funds available early depends on (1) when we receive the payor’s payment instructions, (2) any limitations we set on the amount and frequency of early availability, and (3) standard fraud prevention screening. 

If a direct deposit is not made available early, it will be made available in accordance with our Availability of Funds Policy described in the Personal Deposit Account Agreement (PDAA). Except as expressly set forth in the PDAA, funds made available early are subject to the same terms and conditions as other deposits to your account. If we’ve made funds available early and the payor reverses or requests a return of the deposit, or the funds are otherwise uncollected by the Bank, you understand and agree that we may debit your account in accordance with our normal process found in subpart e) Direct Deposits, found in the PDAA, up to the amount of the deposit that was previously made available – even if you have already  withdrawn the funds or it creates an overdraft on your account, without prior notice from us and at any time. In this instance, you are responsible for any fees assessed – including those charged by merchants or third parties – as a result of the overdraft. TD Early Pay is offered at the discretion of the Bank, and we reserve the right to cancel the service at any time and without notice to you.

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