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Rates and fees for TD Double Up Card

Rates and fees

What you pay

Annual Percentage Rate (APR) for Purchases

20.24%, 25.24% or 30.24% variable APR based on your creditworthiness.

APR for Balance Transfers

0% introductory APR for first 15 billing cycles after account opening. After that, 20.24%, 25.24% or 30.24% variable APR based on your creditworthiness.

If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement.

Balance Transfer Fee

$5 or 3% of transfer whichever amount is greater

Minimum Interest Charge

$1

APR for Cash Advances

30.49% variable APR

Cash Advance Fee

$10 or 5% of advance whichever amount is greater

Annual Fee

None

Foreign Transaction Fee

3% of each transaction in U.S. dollars

Late Payment

Up to $40

Return Payment

Up to $40

Need more information?
Take a look at our terms and conditions or the Personal Credit Card Agreement for TD Double Up Card.

Services with your TD Credit Card

  • Digital Wallet

    Add your TD cards to your mobile device to simplify your online, in-store and in-app purchases

    Find out how

  • Visa Zero Liability3

    Enjoy Visa security on purchases, plus protection against unauthorized charges

    Find out more3

  • Instant credit card replacement

    If your card is lost or stolen, you may be able to get an immediate replacement at a TD Bank

    Find a TD Bank

  • Contactless Payments

    Learn more about the convenience and security of contactless payments

    Find out more

Apply for a TD Double Up Card

More Options

Already have a TD Credit Card?

View the Personal Credit Card Agreement for TD Double Up Card.
View the TD Double Up Card Application for Cross-Border Clients.

*Read important terms and conditions for details about APRs, fees, eligible purchases, balance transfers and rewards program details. Balance transfer 0% introductory APR for first 15 billing cycles after account opening. After that, 20.24%, 25.24% or 30.24% variable APR based on your creditworthiness. There is a balance transfer fee of $5 or 3% of each transfer, whichever is greater. If you have a 0% introductory or promotional APR balance transfer and also use your Account to make Purchases, you can avoid paying interest if you pay the “Payment to Avoid Purchase Interest” amount shown within the ‘Payment Information’ box on your account statement.    

1Eligible purchases do not include purchases of any cash equivalents, money orders, and/or gift cards or reloading of gift cards. If you are approved for an Account in response to this specific offer, you are eligible to earn a One-Time Bonus Offer ("One Time Bonus Offer") of 15,000 Bonus Points, equal to $150 in the form of a statement credit. To qualify for the $150 statement credit, you must spend $1,000 in total Purchases using the Account within 90 days of the Account opening date. Provided your Account is open and in good standing, the 15,000 Bonus Points, equal to a $150 statement credit will be reflected on your Account within 6 to 8 weeks after you have met the eligibility criteria. This One-Time Bonus Offer is not available if you open an account in response to a different offer that you may receive from us or if you previously received a One-Time Bonus Offer on this account or any other account with us.

2To learn more about TD Visa Credit Card Benefits please visit https://www.td.com/us/en/personal-banking/credit-cards/benefits-features.

3To learn more about Visa Zero Liability please visit https://usa.visa.com/support/consumer/security.html. By clicking on this link you are leaving our website and entering a third-party website over which we have no control. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third-party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third-party sites. Third-party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

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