†TD Easy Trade™ 2024 Winter Offer (("the “Offer”)")
TD Direct Investing is offering a One-time Cash Award, Bonus Stars, and a One-time Ongoing Transfer Award to any qualifying new TD Easy Trade™ client or existing TD Direct Investing client who is of age of majority in their province or territory by March 31, 2024. This offer begins on November 01, 2023 and ends on March 31, 2024.
One-time Cash Award Details:
To qualify for the One-time Cash Award, a client must:
1. Open a NEW TD Easy Trade™ account (“New Account”) by March 31, 2024 using the promo code READYNOW or PRETMAINTENANT. The account type opened must be a single accountholder: Cash, Tax Free Savings Account (TFSA), or Registered Retirement Savings Plan (RRSP) account1. Locked-in registered, non-personal and joint accounts2 do not qualify for this offer.
2. Transfer into the New Account $50 or more in investable assets or cash from another Canadian financial institution(s) or a TD Canada Trust account ("Qualifying Assets") by April 30, 2024 noting:
a. The Qualifying Assets must be in the New Account by no later than April 30, 2024;
b. Transfers originating from pre-existing TD Easy Trade™, TD Direct Investing, TD Wealth Financial Planning, TD Wealth Advice Connect, TD Wealth Private Investment Advice, TD Wealth Private Trust and TD Wealth Private Investment Counsel accounts are not included in the Qualifying Assets.
c. Investable assets exclude any securities that are restricted, subject to a cease trade order or that are non-listed and without independent evidence of current value acceptable to TD Direct Investing.
d. Qualifying Assets will be measured according to the combined value of Canadian and U.S. denominated assets deposited in that currency component of a New Account. U.S. dollar balances will be converted into Canadian dollars to determine eligibility.
e. Where a client opens multiple New Accounts, the Qualifying Assets will be calculated by combining the value of the assets transferred into the New Accounts. The client will only be eligible to claim a single One-time Cash Award under these terms.
3. Maintain the Qualifying Assets in the New Account(s) until June 30, 2024:
a. If a client withdraws, deregisters, or transfers assets from their New Account(s) at any time before June 30, 2024 following the transfer(s) of the Qualifying Assets (the "Qualification Period"), such amounts will be subtracted from the value of their Qualifying Assets. If such withdrawals, de-registrations, or transfers during the Qualification Period reduce the amount of the client’s Qualifying Assets below $50, no One-time Cash Award will be granted. Notwithstanding the foregoing, if assets are transferred into the account after April 30, 2024 and do not form part of the Qualifying Assets, the value of those assets may be withdrawn without affecting the valuation of the Qualifying Assets.
b. Margin debit balances are permitted and will not be counted against the value of assets held on account.
The One-time Cash Award for Qualifying Assets of $50+ is $50 cash.
Bonus Stars Details:
Clients are eligible to receive the bonusBonus of 2,000 Stars (“("Bonus Stars”)") into their linked Starbucks®
Rewards account when they complete the following actions:
1) Qualify for the One-time Cash Award described above.
2) Link an eligible TD Credit or TD Visa Debit Card to their Starbucks Rewards account. Eligible TD cards are TD First Class Travel Visa Infinite, TD Platinum Travel Visa, TD Rewards Visa, TD Business Travel Visa, TD Aeroplan Visa Infinite Privilege, TD Aeroplan Visa Infinite, TD Aeroplan Visa Platinum, TD Aeroplan Visa Business, TD Cash Back Visa Infinite, TD Cash Back Visa, TD Emerald Flex Rate Visa, TD Low Rate Visa, TD Business Cash Back Visa, TD Green Visa, TD Venture Line of Credit Visa, TD Business Select Rate Visa, and TD Access Card with Visa Debit.
3) Clients must link their eligible TD Cards to their Starbucks Rewards account before April 30, 2024. Clients must keep their accounts linked to their Starbucks Rewards account until August 31, 2024.
Clients may link their eligible TD Card to theirthe Starbucks® Rewards accountaccounts by following the following 3 steps:
1) Sign into EasyWeb or the TD app
2) Select the card/account. On the EasyWeb, click the Manage tab and select My TD Rewards. On the TD app, tap on My TD Rewards. Then select Starbucks from the list of partners.
3) Link your TD Credit Cards or Access card with Visa Debit to your Starbucks Rewards account. If you do not have a Starbucks Rewards account you can join while you link.
Please refer to the following page for more details on linking your TD Card with Starbucks Rewards: https://www.td.com/ca/en/personal-banking/products/credit-cards/starbucks
Further Terms & Conditions for Bonus Stars available under this Offer:
· You can only access [and must opt-in to] this Offer in My TD Rewards which is available through your TD EasyWeb Account and/or TD mobile app account. This limited time Offer and the terms that apply to this Offer are in addition to the standard terms for earning Starbucks Stars when using a linked Eligible TD Card as the payment method in the Starbucks app for Eligible Purchases made at a Participating Starbucks Store ("Standard Terms"). Please visit td.com/starbucksoffer for full Standard Terms.
· This Offer may be changed, extended or withdrawn at any time without notice. If we provide notice, we will do it using electronic means. We reserve the right, in our sole discretion, with or without notice, to suspend, disqualify, limit or revoke this Offer to any person or cardholder we find or believe to be manipulating or otherwise abusing the process, fairness, integrity or operation of this Offer, including any person whose overall client relationship with us is in our opinion not in good standing. Starbucks may also restrict, cancel or terminate any person or cardholder’s ability to participate in this Offer and such restriction, cancelation or termination may be with or without notice. This Offer is in addition to any other offers available for your Account. The Toronto-Dominion Bank is not responsible or liable for any aspect of the Starbucks Rewards program including any products or services supplied under the Starbucks Rewards program, or for any actions or omissions. Starbucks is not liable or responsible for My TD Rewards, the terms that govern the Eligible TD Cards (including the applicable reward program term and condition linked to the Eligible TD Card) or any of the services and products offered/provided by The Toronto-Dominion Bank.
· By choosing to participate in this Offer and link an Eligible TD Card, you agree TD may disclose information to Starbucks about your transactions as well information from TD Rewards and the Starbucks Rewards program in order to administer the Offer. This includes information about your TD and Starbucks Rewards memberships and balances, the time and amount of a transaction, how a transaction was completed, and any rewards points you transfer to Starbucks Stars. Any information you provide directly to TD or that TD obtains about you as a TD Bank customer or participant in the Offer will be governed by TD's Privacy Policy. Any information you provide directly to Starbucks or that Starbucks obtains about you as a Starbucks customer or participant in the Offer will be governed by Starbucks' Privacy Notice.
Participating Starbucks Stores are Starbucks locations in Canada that honour Starbucks Rewards. To locate stores that honour Starbucks Rewards, visit www.starbucks.ca/store-locator and look for stores that list “Redeem Rewards” as one of the store amenities. Free food and beverage Rewards may be redeemed at participating stores and exclude alcoholic beverages and multi-serve items. Starbucks may adjust the items included in each tier at any time in its sole discretion. See starbucks.ca/rewards for details.
One-time Ongoing Transfer Award Details:
Clients are eligible to receive a One-time Ongoing Transfer Award in the amount of $50 if they:
1. Qualify for the One-time Cash Award.
2. Set up at least one Monthly Contribution Plan 3 ("MCP") or Pre-Authorized Debit ("PAD") for transfer into at least one New Account, noting the minimum set up amount for a new MCP or PAD must be $100.
3. Complete the first MCP or PAD transfer by April 30, 2024.
4. Complete MCP or PAD transfers for a minimum of 3 consecutive months
A client may only claim a single One-time Ongoing Transfer Award under the terms of this offer.
Further Terms and Conditions:
· To receive a One-time Cash Award and One-time Ongoing Transfer Award, a client must keep the New Account open, funded and in good standing with TD Easy Trade™ until August 31, 2024. Good standing requires that the New Account must not go into a debit position or into a margin call. Debit positions on margin accounts are acceptable.
· To receive the One-time Cash Award, the client must not have had an existing TD Easy Trade™ account open on November 01, 2023.
· Employees of TD Bank Group are eligible for this offer.
· This offer may be changed, extended or withdrawn at any time without notice.
· For the accounts used to participate in this offer, this offer cannot be used in conjunction with any other offer.
· The offer is not transferable. There may be tax implications associated with the cash award. Clients may wish to consult with their personal tax advisor for more information. For registered plans, the cash award is paid directly to the plan and is not considered a contribution.
· Interest, dividends and account fees will be excluded from calculations used to qualify accounts.
· The maximum total award per client for the One-time Cash award and One-time Ongoing Transfer Award is $100.
· The maximum total award per clients for the One-time Cash award, Bonus StarsAward, and One-time Ongoing Transfer Award is $100 and 2,000 Bonus Stars.
Terms of Award Payment:
The cash award will be paid in Canadian dollars to eligible New Account(s) by August 31, 2024.
Clients eligible for the Bonus Stars will be awarded 2,000 Stars into their Starbucks Rewards account that is linked to eligible TD cards by August 31, 2024.
Where the client’s Qualifying Assets are transferred to a single New Account, the One-time Cash Award portion of the award will be deposited into that account. Where the client’s Qualifying Assets are transferred to multiple New Accounts, the One-time Cash Award portion of the award will be divided and deposited to each account in proportion to the value of the Qualifying Assets transferred into each New Account.
1 Refers to the TD Waterhouse Self-Directed Retirement Savings Plan and the TD Waterhouse Tax-Free Savings Account
2 Refers to the TD Waterhouse Self-Directed Education Savings Plan, the TD Waterhouse Self-Directed Retirement Income Fund and the TD Waterhouse Disability Savings Plan
†† MCPs are available for qualifying registered plans, PADs are available for qualifying non-registered plans.
††† Rated best online broker in Canada in the "New Investor" category. Based on data current as of August 2023. Visit www.moneysense.ca for more information.
TD Direct Investing, TD Wealth Financial Planning and TD Wealth Private Investment Advice are divisions of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Private Investment Counsel represents the products and services offered by TD Waterhouse Private Investment Counsel Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Private Trust services are offered by The Canada Trust Company.
TD Easy Trade™ is a service of TD Direct Investing, a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.
TD Wealth Advice Connect is a service offering from TD Wealth Financial Planning, a division of TD Waterhouse Canada Inc.
TD Bank Group means The Toronto-Dominion Bank and its affiliates, who provide deposit, investment, loan, securities, trust, insurance and other products or services.
®The TD logo and other TD trademarks are the property of The Toronto-Dominion Bank or its subsidiaries.
* Trademark of Visa International Service Association; Used under license.
® Aeroplan is a registered trademark of Aeroplan Inc., used under license.
Starbucks, the Starbucks logo, and other Starbucks trademarks, service marks, graphics, and logos used in connection with the Offer are trade names, trademarks or registered trademarks of Starbucks Corporation (collectively “Starbucks Marks”)
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