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You’re opening a TD All-Inclusive Banking Plan & TD ePremium Savings Account in one application

Prepare for the unexpected by applying for Overdraft Protection, which can help you avoid declined transactions, late payment charges on your statements and bills, and non-sufficient funds fees.

Before continuing, consider applying for:

Before applying, consider adding:

Ideal if you’re starting to save or want frequent access to your funds.

See account details

  • $0 monthly fee
  • Every dollar earns interest calculated daily
  • Free transfers to your other TD Canada Trust deposit accounts1
  • Automated savings — transfer funds into your savings account automatically
  • One transaction included per month2

Cover occasional shortfalls from transactions that may occur in your chequing account.

Learn more

Choose an Overdraft Protection Option:

Overdraft Protection

Cover occasional shortfalls from transactions that may occur in your chequing account.

Learn more

Choose an Overdraft Protection Option:


Have a question? Find answers here

Deposit Insurance

Your deposits may be insurable by the Canada Deposit Insurance Corporation.