TD Direct Investing annual interest rates


Explore annual interest rates and global trading interest rates from Canada's largest online broker1.

Direct Trading Accounts

Comparison of annual interest rates in Canadian and U.S. funds on margin debit balances, and cash credit balances.

CDN $

US $

Margin Debit Balances

All Balances 

8.750%

9.750%

Cash Credit Balances

$0 - $24,999

0.000%

0.000%

$25,000 - $99,999

0.000%

0.000%

$100,000 - $499,999

0.000%

0.000%

$500,000 - $999,999

0.000%

0.000%

$1,000,000+

0.000%

0.000%

Registered Plans (SDRSP/SDRIF)

Comparison of annual interest rates in Canadian and U.S. funds on registered cash credit balances.

CDN $

US $

Cash Credit Balances

$0 - $24,999

0.000%

0.000%

$25,000 - $99,999

0.000%

0.000%

$100,000 - $499,999

0.000%

0.000%

$500,000 - $999,999

0.000%

0.000%

$1,000,000+

0.000%

0.000%


President's Account

Comparison of annual interest rates in Canadian and US funds on margin debit balances, cash credit balances, and registered cash balances.

CDN $

US $

Margin Debit Balances

$0 - $24,999

8.500%

9.750%

$25,000 - $99,999

8.250%

9.500%

$100,000+

7.500%

9.000%

Cash Credit Balances

$0 - $24,999

0.000%

0.000%

$25,000 - $99,999

0.000%

0.000%

$100,000 - $499,999

0.000%

0.000%

$500,000 - $999,999

0.000%

0.000%

$1,000,000+

0.100%

0.000%

Registered Cash Credit Balances

$0 - $24,999

0.000%

0.000%

$25,000 - $99,999

0.000%

0.000%

$100,000 - $499,999

0.000%

0.000%

$500,000 - $999,999

0.000%

0.000%

$1,000,000+

0.000%

0.000%


All rates are current as of July 28, 20232


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