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What you get

All accounts include Online Banking and Mobile Banking with Mobile Deposit1 plus payment options including ACH, Bill Pay2 and Wire Transfers.

  • The most perks of any TD small business checking account – including no TD ATM fees3
    Get discounts on TD Digital Express, safe deposit boxes and first order of business checks.4 Plus TD fees waived for non-TD ATMs3, money orders and official checks
  • Up to 3 additional accounts at no charge
    Open up to 2 additional TD Business Simple Checking accounts with no monthly fee, as well as a TD Small Business Premium Money Market with no monthly fee and the relationship interest rate bump4
  • Variety of ways to waive monthly fee
    Monthly fee is waived for first 3 statement cycles. After that, combine balances from your business deposits and a TD personal account to meet the $40,000 minimum daily balance requirement5 or actively use TD Merchant Solutions6, TD Digital Express or TD Bank Small Business Loan or Line of Credit7
  • Highest transaction limits of any small business checking account
    Up to 500 free items paid and/or deposited and up to $30,000 in cash deposits in store included per statement cycle8

What you pay

TD Online Accounting

Get paid faster.

Securely and easily accept customer credit card, debit card and electronic bank transfer payments into your TD Small Business Checking account.

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What you need to open an account

Find out what information and documentation you need to open an account online or at a TD Bank near you.

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Open account

View the TD Business Premier Checking Account Guide.

1The TD Bank Mobile App is free to download, however, standard wireless carrier message and data rates may apply. Text "Stop" to quit or "Help" for more information. TD Bank Mobile Deposit is available to business customers with an active checking, savings or money market account. Available for most iPhone® and Android™ devices. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

2Bill Pay payments are free with up to a 3-day turnaround time. A rush same-day payment feature is available for an additional fee. Please consult your Business Account Agreement for details.

3For non-TD Bank, N.A. ATM transactions, the institution that owns the terminal (or the network) may assess a surcharge at the time of your transaction, including balance inquiries.

4Refer to the Business Deposit Account Agreement for details.

5The TD Business Premier Checking combined balances includes select business checking, business money market and business savings and personal checking. Restrictions may apply; please see Business Schedule of Charges for details. View account guide for more details.

6See the TD Bank, N.A. Member Merchant Agreement for applicable Merchant Processing Fees and Assessments. Subject to credit approval.

7TD Business Premier Checking allows customers to use a TD Small Business Loan, to waive their Business Premier Checking monthly maintenance fee. Approved Term and Commercial Real Estate Mortgage loans can be any loan amount. Approved Lines of Credit must be in amounts greater than $9,999.99. See Business Deposit Account Agreement for details.

8Business Premier Checking in-store cash deposits up to $30,000 per statement cycle and $0.30 per $100 deposited thereafter.

9Add Savings Overdraft Protection to automatically transfer funds from your TD Bank business savings or money market account to avoid overdraft fees in your TD Bank Small business checking.

10Add Small Business Overdraft Protection Line of Credit when your checking account balance drops below zero. Your account is covered up to your available limit. Subject to credit approval. All applicable fees apply.

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