Skip to main content
Log In

Small Business Lifecycle Stages

Explore tailored financial products and services designed to support you and your business goals during every stage of your business.

Small business banking centered on you

Whether you're launching your first business, expanding an existing business or planning to sell, TD is here to help. Our local Small Business specialists can guide you to the best products and services to help you achieve your goals. Plus, you can easily open and manage your accounts online.

And because your time is valuable, we make it easy for you to get the most from your banking relationship with the convenience of over 1,100 TD Bank locations with longer hours, including weekends.1

Contact a Small Business specialist
Call: 1-855-278-8988

Schedule appointment

Banking that understands start-ups

The financial side of starting a business can be tough to navigate, so it helps to have a banking relationship you can count on.

As you plan and launch your new business, our Small Business specialists can help you determine what tools you'll need to manage your business.

Explore calculators, templates, videos and articles in our Small Business Resource Center that are focused on the needs of new and growing businesses.

Start-up resources

Account essentials for your start-up

  • Small Business Checking Accounts

    Find the checking account that's perfect for your start-up business needs – from simple, everyday checking to an account that earns interest on your business deposit balances.

  • Online and Mobile Banking

    Easily manage your small business accounts, enjoy flexible payment options including ACH, and make mobile deposits with Online Banking and the TD Mobile Banking App.

  • TD Business Solutions Credit Card

    Earn rewards for your everyday business purchases and get convenient services including Digital Wallet, contactless payments and instant credit card replacement.

More TD small business solutions

Financing to support business growth

Business expansion and growth often require financing, and TD is ready to help you find the best option for you and your business:

Small Business loans, lines of credit and commercial mortgages
Manage daily cash flow, make capital expenditures and invest in real estate with a loan or line of credit.

SBA loans
Enjoy flexible terms and preserve capital with an SBA loan from TD Bank, a Preferred SBA Lender.

Healthcare practice banking solutions
Grow your practice with help from our customized finance and banking solutions.

Get more done with TD

Beyond accounts and lending for your growing business, TD has resources and services designed to help you take your business to the next level.

Business Payroll and HR Solutions
Services tailored for companies of every size that help simplify payroll and HR functions.

Merchant Solutions
Easily accept payments and receive funds faster with next-business-day funding to a TD Business Checking account.2

Small Business Resource Center
Explore calculators, templates, videos and articles focused on the needs of growing businesses.

Funding and managing your small business

Get expert guidance designed to help you manage your business finances and secure the right financing or loan.

4 Financial statements to help manage your finances
How to find and get approved for the right financing for your business

More TD small business solutions

Explore TD Wealth & Commercial Banking

Take advantage of the resources of the entire bank to help grow your business.

Help managing your business

We’re committed to your business. Your success is our success. That’s why we work hard for business owners like you, providing a wide range of business solutions to help manage your business. 

Business Succession Planning
Get help crafting a plan that addresses the distinct needs of your business, your valued employees and your family.

Business Owner Wealth Strategies
Services for you and your business that can help maximize the equity in your business and its valuation.

Services to strengthen your business

Take your business to the next level with help from these TD solutions:

Explore TD Investing & Wealth

Guidance to help you grow and preserve your wealth and plan for the future you want.

Small Business Account Selector

Get help choosing the right account for your business, from checking and savings to loans.

Talk to a Small Business specialist

1Based on average store hour data pulled in January 2024 of Top Banks (as defined below) in metropolitan statistical areas in which TD Bank operates ("TD MSAs"), excluding drive-thru hours and hours of locations in retail stores (such as grocery stores). Top banks are the top 20 banks by total deposits across TD MSAs, the top five banks by store share (or by total deposits, if store share is equal) in each TD MSA, and any bank with greater or equal store share compared to TD Bank in each TD MSA ("Top Banks").

Fees may apply for optional services. For merchants with a TD Bank settlement account and TD Bank’s standard payment processing setup, funds will be available in the settlement account by 2 PM ET on the next business day. Availability may vary based on merchant-selected payment processing gateway and other chosen services, including but not limited to, the use of non-TD Bank settlement account. Additional restrictions apply. Please consult your Business Account Agreement for details. See the TD Bank, N.A. Member Merchant Agreement for Applicable Merchant Processing Fees and Assessments. Subject to credit approval. Visit https://www.tdbank.com/merchantsolutionsoffer/ for promotion details.

TD Online Accounting is powered by Autobooks. Neither TD Bank, N.A., nor any of its subsidiaries or affiliates, is affiliated with Autobooks, Inc (Autobooks). The accounting services referenced herein are provided exclusively by Autobooks and are subject to customer’s agreement to Autobooks’ terms of use. Certain restrictions and fees apply. TD Bank may be entitled to receive fees from Autobooks for customer’s use of accounting services. Use of accounting services from any provider, including Autobooks, is solely at the customer’s election. Autobooks may have a different Privacy and Security policy than TD Bank, N.A. You should review the Privacy and Security policies of the Autobooks website before you provide personal or confidential information. Restrictions may apply for 1-2 day funding availability service. Customers enrolling in TD Online Accounting, powered by Autobooks will have their first two (2) $10 monthly service fees waived. Following the first two months, Customers will be charged a $10 monthly service fee each month, thereafter. Transaction fees will continue to be assessed during the first two (2) months, and thereafter if applicable.

Have a question? Find answers here

Popular Questions